Company / Return on Assets (ROA)
Root, Inc. Return on Assets (ROA) History
FY2019-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Assets (ROA)
2.4%
FY2025
5-year range
-27.7% / 2.4%
FY2021-FY2025
Trend
+16.4%
vs FY2024
Sector context
#136 of 402
Financials
What the data says
At 2.4%, Root, Inc.'s return on assets (roa) ranks #136 of 402 in the Financials sector. Return on Assets (ROA) has increased for 3 consecutive years, from -27.7% in FY2022 to 2.4% in FY2025.
Based on SEC 10-K filings.
2.4% in FY2025 with a 5-year CAGR of +23.0%.
Improved from -10.9% to 2.4% over the past 2 years.
Financials sector context is included.
Return on Assets (ROA) over time
Growth rates
- 3-Year Change
- +30.1pp
- 5-Year Change
- +23.0pp
- 10-Year Change
- -
Sector benchmark
#136 of 402 in FinancialsTop 34% of 402This company 2.4% Sector average 2.8%
▼
-12.7% below sector average
Key checks
Key Insights
- Root, Inc.'s return on assets (roa) has grown for 3 consecutive years.
- In FY2025, return on assets (roa) increased 16.4% year-over-year.
- Currently 0.3pp below the Financials sector average.
- Lowest return on assets (roa) in the period was in FY2019.
Company context
Key Data Points
- Altman Z-Score 0.27 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
- Strong return on equity: 21.6%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Assets (ROA)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 2.4% | +16.4% |
| FY2024 | 2.1% | +118.9% |
| FY2023 | -10.9% | +60.4% |
| FY2022 | -27.7% | -29.1% |
| FY2021 | -21.4% | -3.9% |
| FY2020 | -20.6% | +46.9% |
| FY2019 | -38.8% | - |
| FY2018 | - | - |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026