Root, Inc. Cash Flow Statement
ROOT / Financials|8 years of annual SEC 10-K data (FY2018-FY2025)
Covers operating cash flow, capital expenditures, free cash flow, share buybacks, and dividends paid across 8 fiscal years. All figures from audited SEC 10-K filings.
Root, Inc. generated $207M in operating cash flow and $207M in free cash flow in FY2025. Free cash flow margin was 13.6% of revenue.
Based on SEC 10-K filings.
Key Data Points
- Altman Z-Score 0.27 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
- Strong return on equity: 21.6%
Data sourced from SEC EDGAR filings. Not investment advice.
| Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Net Income | $40.3M | $30.9M | -$147.4M | -$363.0M | -$282.4M | -$363.0M | -$282.4M | -$69.1M |
| Depreciation & Amortization | - | - | - | $3.1M | $1.7M | - | $1.7M | $300.0K |
| Operating Cash Flow | $206.5M | $195.7M | -$33.6M | -$287.2M | -$127.2M | -$287.2M | -$127.2M | -$26.1M |
| Capital Expenditures | $0 | $400.0K | $200.0K | $1.8M | $6.6M | $1.8M | $6.6M | $1.2M |
| Free Cash Flow | $206.5M | $195.3M | -$33.8M | -$289.0M | -$133.8M | -$289.0M | -$133.8M | -$27.3M |
| Share Buybacks | - | - | - | $200.0K | $0 | $200.0K | $0 | $0 |
| FCF Margin | 13.6% | 16.6% | -7.4% | -83.3% | -46.1% | -83.3% | -46.1% | - |