Company / Return on Equity (ROE)
Root, Inc. Return on Equity (ROE) History
FY2020-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Equity (ROE)
14.2%
FY2025
5-year range
-89.0% / 15.2%
FY2021-FY2025
Trend
-6.5%
vs FY2024
Sector context
#116 of 390
Financials
What the data says
At 14.2%, Root, Inc.'s return on equity (roe) ranks #116 of 390 in the Financials sector. Return on Equity (ROE) has fluctuated over the past 5 years, ranging from -89.0% in FY2023 to 15.2% in FY2024.
Based on SEC 10-K filings.
14.2% in FY2025 with a 5-year CAGR of +49.4%.
Improved from -89.0% to 14.2% over the past 2 years.
Financials sector context is included.
Return on Equity (ROE) over time
Growth rates
- 3-Year Change
- +49.3pp
- 5-Year Change
- +49.4pp
- 10-Year Change
- -
Sector benchmark
#116 of 390 in FinancialsTop 30% of 390This company 14.2% Sector average 17.6%
▼
-19.3% below sector average
Key checks
Key Insights
- In FY2025, return on equity (roe) decreased 6.5% year-over-year.
- Currently 3.4pp below the Financials sector average.
- Peak return on equity (roe) was recorded in FY2024.
- Lowest return on equity (roe) in the period was in FY2023.
Company context
Key Data Points
- Altman Z-Score 0.27 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
- Strong return on equity: 21.6%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Equity (ROE)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 14.2% | -6.5% |
| FY2024 | 15.2% | +117.1% |
| FY2023 | -89.0% | -153.0% |
| FY2022 | -35.2% | - |
| FY2021 | - | - |
| FY2020 | -35.2% | - |
| FY2019 | - | - |
| FY2018 | - | - |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026