Company / Financials
Root, Inc. Financials
FY2018-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableRevenue
$1.5B
FY2025 · +29.0% YoY
Net Income
$40.3M
FY2025 · +30.4% YoY
Profit Margin
2.7%
FY2025 · net income / revenue
ROE
14.2%
FY2025 · return on equity
Total Assets
$1.7B
FY2025
Total Debt
$200.3M
0.70x debt/equity
Equity
$284.3M
FY2025
ROA
2.4%
FY2025 · return on assets
Statement paths
Financial highlights
Key Data Points
- Altman Z-Score 0.27 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
- Strong return on equity: 21.6%
Data sourced from SEC EDGAR filings. Not investment advice.
Metric history
Revenue HistoryTotal revenue from operations$1.5B+29.0% YoYNet Income HistoryProfit after all expenses and taxes$40.3M+30.4% YoYOperating Income HistoryProfit from core business operations before interest and taxes$61.8M-21.3% YoYSG&A Expense HistorySelling, general, and administrative expenses$96.9M+39.4% YoYInterest Expense HistoryCost of borrowing and debt obligations$46.1MIncome Tax HistoryTotal income tax expense$500.0KEPS (Basic) HistoryBasic earnings per share-$10.24+51.5% YoYEPS (Diluted) HistoryDiluted earnings per share including stock options and convertibles-$10.24+51.5% YoYShares Outstanding HistoryWeighted average diluted shares outstanding14.4M+2.1% YoYTotal Assets HistoryTotal value of all assets owned$1.7B+12.0% YoY