Root, Inc. Balance Sheet
ROOT / Financials|8 years of annual SEC 10-K data (FY2018-FY2025)
Shows total assets, cash and equivalents, receivables, property and equipment, total debt, and shareholders' equity across 8 fiscal years. All figures from audited SEC 10-K filings.
Root, Inc. had $1.7B in total assets and $284M in shareholders' equity as of FY2025. Total debt was $200M against $669M in cash, resulting in a $469M net cash position.
Based on SEC 10-K filings.
Key Data Points
- Altman Z-Score 0.27 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
- Strong return on equity: 21.6%
Data sourced from SEC EDGAR filings. Not investment advice.
| Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $669.3M | $599.3M | $678.7M | $762.1M | $706.0M | $1.1B | $391.7M | - |
| PP&E (Net) | $1.2M | $1.8M | $2.8M | $5.5M | $10.3M | $8.9M | $10.2M | - |
| Total Assets | $1.7B | $1.5B | $1.3B | $1.3B | $1.3B | $1.8B | $728.6M | - |
| Total Debt | $200.3M | $200.1M | $299.0M | $295.4M | $0 | $188.2M | $192.2M | - |
| Shareholders' Equity | $284.3M | $203.7M | $165.7M | $1.0B | -$374.0M | $1.0B | -$374.0M | -$102.7M |