Company / Profit Margin
Root, Inc. Profit Margin History
FY2018-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Profit Margin
2.7%
FY2025
5-year range
-104.7% / 2.7%
FY2021-FY2025
Trend
+1.1%
vs FY2024
Sector context
#245 of 280
Financials
What the data says
Root, Inc.'s profit margin of 2.7% is lower than 87% of companies in the Financials sector (FY2025). Profit Margin has increased for 3 consecutive years, from -104.7% in FY2022 to 2.7% in FY2025.
Based on SEC 10-K filings.
2.7% in FY2025 with a 5-year CAGR of +107.3%.
Improved from -32.4% to 2.7% over the past 2 years.
Financials sector context is included.
Profit Margin over time
Growth rates
- 3-Year Change
- +107.3pp
- 5-Year Change
- +107.3pp
- 10-Year Change
- -
Sector benchmark
Bottom 13% in FinancialsTop 87% of 280This company 2.7% Sector average 69.8%
▼
-96.2% below sector average
Key checks
Key Insights
- Root, Inc.'s profit margin has grown for 3 consecutive years.
- In FY2025, profit margin increased 1.1% year-over-year.
- Currently 67.1pp below the Financials sector average.
- Lowest profit margin in the period was in FY2018.
Company context
Key Data Points
- Altman Z-Score 0.27 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
- Strong return on equity: 21.6%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Profit MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 2.7% | +1.1% |
| FY2024 | 2.6% | +108.1% |
| FY2023 | -32.4% | +69.0% |
| FY2022 | -104.7% | -7.6% |
| FY2021 | -97.3% | +7.0% |
| FY2020 | -104.7% | -7.6% |
| FY2019 | -97.3% | +39.0% |
| FY2018 | -159.6% | - |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026