Company / Operating Margin
Root, Inc. Operating Margin History
FY2019-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Margin
4.1%
FY2025
5-year range
-89.6% / 6.7%
FY2021-FY2025
Trend
-39.0%
vs FY2024
Sector context
#84 of 105
Financials
What the data says
Root, Inc.'s operating margin of 4.1% is lower than 80% of companies in the Financials sector (FY2025). Operating Margin has fluctuated over the past 7 years, ranging from -89.6% in FY2021 to 6.7% in FY2024.
Based on SEC 10-K filings.
4.1% in FY2025 with a 5-year CAGR of +86.3%.
Improved from -22.3% to 4.1% over the past 2 years.
Financials sector context is included.
Operating Margin over time
Growth rates
- 3-Year Change
- +86.3pp
- 5-Year Change
- +86.3pp
- 10-Year Change
- -
Sector benchmark
Bottom 20% in FinancialsTop 80% of 105This company 4.1% Sector average -49.0%
▼
+108.3% above sector average
Key checks
Key Insights
- In FY2025, operating margin decreased 39.0% year-over-year.
- Currently 53.0pp above the Financials sector average.
- Peak operating margin was recorded in FY2024.
- Lowest operating margin in the period was in FY2021.
Company context
Key Data Points
- Altman Z-Score 0.27 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
- Strong return on equity: 21.6%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 4.1% | -39.0% |
| FY2024 | 6.7% | +130.0% |
| FY2023 | -22.3% | +72.9% |
| FY2022 | -82.3% | +8.2% |
| FY2021 | -89.6% | -8.9% |
| FY2020 | -82.3% | +8.2% |
| FY2019 | -89.6% | - |
| FY2018 | - | - |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026