Company / Operating Income
Root, Inc. Operating Income History
FY2019-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Income
$61.8M
FY2025
5-year range
-$285.3M / $78.5M
FY2021-FY2025
Trend
-21.3%
vs FY2024
Sector context
#88 of 118
Financials
What the data says
Root, Inc.'s operating income of $62M is lower than 75% of companies in the Financials sector (FY2025). Operating Income has fluctuated over the past 7 years, ranging from -$285M in FY2022 to $79M in FY2024.
Based on SEC 10-K filings.
$62M in FY2025.
Improved from -$101M to $62M over the past 2 years.
Financials sector context is included.
Operating Income over time
Growth rates
- 3-Year CAGR
- -
- 5-Year CAGR
- -
- 10-Year CAGR
- -
Sector benchmark
Bottom 25% in FinancialsTop 75% of 118This company $61.8M Sector average $1.1B
▼
-94.4% below sector average
Key checks
Key Insights
- In FY2025, operating income decreased 21.3% year-over-year.
- Ranks #88 out of 118 companies in the Financials sector.
- Peak operating income was recorded in FY2024.
- Lowest operating income in the period was in FY2022.
Company context
Key Data Points
- Altman Z-Score 0.27 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
- Strong return on equity: 21.6%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating IncomeValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $61.8M | -21.3% |
| FY2024 | $78.5M | +177.5% |
| FY2023 | -$101.3M | +64.5% |
| FY2022 | -$285.3M | -9.7% |
| FY2021 | -$260.1M | +8.8% |
| FY2020 | -$285.3M | -9.7% |
| FY2019 | -$260.1M | - |
| FY2018 | - | - |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026