Company / FCF Margin
Enova International, Inc. FCF Margin History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest FCF Margin
56.2%
FY2025
5-year range
36.6% / 70.5%
FY2021-FY2025
Trend
-0.1%
vs FY2024
Sector context
#39 of 206
Financials
What the data says
Enova International, Inc.'s fcf margin of 56.2% is higher than 81% of companies in the Financials sector (FY2025). FCF Margin has fluctuated over the past 10 years, ranging from 36.6% in FY2023 to 70.5% in FY2021.
Based on SEC 10-K filings.
56.2% in FY2025 with a 5-year CAGR of -12.7%. Top quartile in the Financials sector.
Improved from 36.6% to 56.2% over the past 2 years.
Financials sector context is included.
FCF Margin over time
Growth rates
- 3-Year Change
- -9.4pp
- 5-Year Change
- -12.7pp
- 10-Year Change
- -
Sector benchmark
Top 19% in FinancialsTop 19% of 206This company 56.2% Sector average 207.7%
▼
-72.9% below sector average
Key checks
Key Insights
- In FY2025, fcf margin decreased 0.1% year-over-year.
- Currently 151.5pp below the Financials sector average.
- Peak fcf margin was recorded in FY2021.
- Lowest fcf margin in the period was in FY2023.
Company context
Key Data Points
- Altman Z-Score 1.21 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | FCF MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 56.2% | -0.1% |
| FY2024 | 56.3% | +53.7% |
| FY2023 | 36.6% | -44.2% |
| FY2022 | 65.6% | -6.9% |
| FY2021 | 70.5% | +2.4% |
| FY2020 | 68.9% | -2.3% |
| FY2019 | 70.5% | +2.4% |
| FY2018 | 68.9% | +16.3% |
| FY2017 | 59.3% | +15.2% |
| FY2016 | 51.4% | +33.4% |
As of FY2025 · SEC Form 10-K · Last checked Jun 30, 2026