Company / Profit Margin
Enova International, Inc. Profit Margin History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Profit Margin
9.8%
FY2025
5-year range
3.1% / 34.9%
FY2021-FY2025
Trend
+24.1%
vs FY2024
Sector context
#190 of 280
Financials
What the data says
At 9.8%, Enova International, Inc.'s profit margin ranks #190 of 280 in the Financials sector. Profit Margin returned to growth in FY2025 after 2 years of decline, reaching 9.8%.
Based on SEC 10-K filings.
9.8% in FY2025 with a 5-year CAGR of +2.6%.
Declined from 21.2% to 9.8% over the past 2 years.
Financials sector context is included.
Profit Margin over time
Growth rates
- 3-Year Change
- -25.1pp
- 5-Year Change
- +2.6pp
- 10-Year Change
- -
Sector benchmark
#190 of 280 in FinancialsTop 68% of 280This company 9.8% Sector average 69.8%
▼
-86.0% below sector average
Key checks
Key Insights
- In FY2025, profit margin increased 24.1% year-over-year.
- Currently 60.0pp below the Financials sector average.
- Peak profit margin was recorded in FY2022.
- Lowest profit margin in the period was in FY2021.
Company context
Key Data Points
- Altman Z-Score 1.21 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Profit MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 9.8% | +24.1% |
| FY2024 | 7.9% | -62.9% |
| FY2023 | 21.2% | -39.1% |
| FY2022 | 34.9% | +1017.6% |
| FY2021 | 3.1% | -56.7% |
| FY2020 | 7.2% | +131.1% |
| FY2019 | 3.1% | -56.7% |
| FY2018 | 7.2% | +79.8% |
| FY2017 | 4.0% | -70.9% |
| FY2016 | 13.8% | +104.6% |
As of FY2025 · SEC Form 10-K · Last checked Jun 30, 2026