Company / Operating Margin
Enova International, Inc. Operating Margin History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Margin
23.5%
FY2025
5-year range
21.1% / 34.2%
FY2021-FY2025
Trend
+6.6%
vs FY2024
Sector context
#41 of 105
Financials
What the data says
At 23.5%, Enova International, Inc.'s operating margin ranks #41 of 105 in the Financials sector. Operating Margin has fluctuated over the past 10 years, ranging from 15.9% in FY2017 to 34.2% in FY2023.
Based on SEC 10-K filings.
23.5% in FY2025 with a 5-year CAGR of +5.4%.
Declined from 34.2% to 23.5% over the past 2 years.
Financials sector context is included.
Operating Margin over time
Growth rates
- 3-Year Change
- -9.6pp
- 5-Year Change
- +5.4pp
- 10-Year Change
- -
Sector benchmark
#41 of 105 in FinancialsTop 39% of 105This company 23.5% Sector average -49.0%
▼
+147.9% above sector average
Key checks
Key Insights
- In FY2025, operating margin increased 6.6% year-over-year.
- Currently 72.4pp above the Financials sector average.
- Peak operating margin was recorded in FY2023.
- Lowest operating margin in the period was in FY2017.
Company context
Key Data Points
- Altman Z-Score 1.21 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 23.5% | +6.6% |
| FY2024 | 22.0% | -35.7% |
| FY2023 | 34.2% | +3.6% |
| FY2022 | 33.0% | +56.3% |
| FY2021 | 21.1% | +17.1% |
| FY2020 | 18.1% | -14.6% |
| FY2019 | 21.1% | +17.1% |
| FY2018 | 18.1% | +13.2% |
| FY2017 | 15.9% | -40.0% |
| FY2016 | 26.6% | +39.3% |
As of FY2025 · SEC Form 10-K · Last checked Jun 30, 2026