Enova International, Inc. Cash Flow Statement
ENVA / Financials|14 years of annual SEC 10-K data (FY2012-FY2025)
Covers operating cash flow, capital expenditures, free cash flow, share buybacks, and dividends paid across 14 fiscal years. All figures from audited SEC 10-K filings.
At a glance
Operating Cash Flow
$1.8B
FY2025
Free Cash Flow
$1.8B
FY2025
Capital Expenditures
$47M
Cash used for long-term assets
Dividends Paid
N/A
FY2025
Enova International, Inc. generated $1.8B in operating cash flow and $1.8B in free cash flow in FY2025. Free cash flow margin was 56.2% of revenue.
Based on SEC 10-K filings.
Key Data Points
- Altman Z-Score NaN (distress zone, below 1.23 threshold)
- Cash-backed earnings: Operating cash flow exceeds net income
- High leverage: Debt-to-equity ratio of 3.37
Data sourced from SEC EDGAR filings. Not investment advice.
| Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | $308.4M | $209.4M | $175.1M | $207.4M | $36.6M | $70.1M | $36.6M | $70.1M | $29.2M | $34.6M | $44.0M | $111.7M | $78.0M | $58.9M |
| Depreciation & Amortization | $41.8M | $40.2M | $38.2M | $36.9M | $15.1M | $14.2M | $15.1M | $14.2M | $13.3M | $15.6M | $18.4M | $18.7M | $17.1M | $13.3M |
| Operating Cash Flow | $1.8B | $1.5B | $1.2B | $894.0M | $848.6M | $684.8M | $848.6M | $684.8M | $447.2M | $393.4M | $283.9M | $429.9M | $438.3M | $375.5M |
| Capital Expenditures | $47.1M | $43.4M | $45.2M | $43.6M | $20.1M | $14.7M | $20.1M | $14.7M | $15.2M | $14.4M | $32.2M | $13.3M | $14.9M | $17.9M |
| Free Cash Flow | $1.8B | $1.5B | $1.1B | $850.4M | $828.6M | $670.2M | $828.6M | $670.2M | $431.9M | $379.0M | $251.7M | $416.7M | $423.4M | $357.6M |
| Share Buybacks | $214.6M | $289.3M | $153.2M | $143.1M | $33.8M | $17.3M | $33.8M | $17.3M | $5.1M | $437.0K | $187.0K | - | - | - |
| Dividends Paid | - | - | - | - | - | - | - | - | - | - | - | $122.4M | - | - |
| FCF Margin | 56.2% | 56.3% | 53.0% | 49.0% | 70.5% | 68.9% | 70.5% | 68.9% | 59.3% | 50.8% | 38.6% | 51.4% | - | - |