Company / Free Cash Flow
Enova International, Inc. Free Cash Flow History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Free Cash Flow
$1.8B
FY2025
5-year range
$828.6M / $1.8B
FY2021-FY2025
Trend
+18.5%
vs FY2024
Sector context
#40 of 299
Financials
What the data says
Enova International, Inc.'s free cash flow of $1.8B is higher than 87% of companies in the Financials sector (FY2025). Free Cash Flow has increased for 5 consecutive years, from $670M in FY2020 to $1.8B in FY2025.
Based on SEC 10-K filings.
$1.8B in FY2025 with a 5-year CAGR of +21.5%. Top quartile in the Financials sector.
Improved from $1.1B to $1.8B over the past 2 years.
Financials sector context is included.
Free Cash Flow over time
Growth rates
- 3-Year CAGR
- +27.7%
- 5-Year CAGR
- +21.5%
- 10-Year CAGR
- -
Sector benchmark
Top 13% in FinancialsTop 13% of 299This company $1.8B Sector average $646.6M
▼
+174.1% above sector average
Key checks
Key Insights
- Enova International, Inc.'s free cash flow has grown for 5 consecutive years.
- 5-year CAGR of +21.5%, indicating consistent growth.
- In FY2025, free cash flow increased 18.5% year-over-year.
- Ranks #40 out of 299 companies in the Financials sector.
Company context
Key Data Points
- Altman Z-Score 1.21 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Free Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $1.8B | +18.5% |
| FY2024 | $1.5B | +33.3% |
| FY2023 | $1.1B | +31.9% |
| FY2022 | $850.4M | +2.6% |
| FY2021 | $828.6M | +23.6% |
| FY2020 | $670.2M | -19.1% |
| FY2019 | $828.6M | +23.6% |
| FY2018 | $670.2M | +55.2% |
| FY2017 | $431.9M | +14.0% |
| FY2016 | $379.0M | +50.6% |
As of FY2025 · SEC 10-K · Updated Jul 4, 2026