Company / Financials
Enova International, Inc. Financials
FY2012-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableRevenue
$3.2B
FY2025 · +18.6% YoY
Net Income
$308.4M
FY2025 · +47.2% YoY
Profit Margin
9.8%
FY2025 · net income / revenue
ROE
23.1%
FY2025 · return on equity
Total Assets
$6.5B
FY2025
Total Debt
$4.5B
3.37x debt/equity
Equity
$1.3B
FY2025
ROA
4.8%
FY2025 · return on assets
Statement paths
Financial highlights
Key Data Points
- Altman Z-Score 1.21 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Metric history
Revenue HistoryTotal revenue from operations$3.2B+18.6% YoYNet Income HistoryProfit after all expenses and taxes$308.4M+47.2% YoYGross Profit HistoryRevenue minus cost of goods sold$1.8B+19.7% YoYCost of Revenue HistoryDirect costs of producing goods and services sold-Operating Income HistoryProfit from core business operations before interest and taxes$739.4M+26.5% YoYSG&A Expense HistorySelling, general, and administrative expenses$169.7M+8.4% YoYInterest Expense HistoryCost of borrowing and debt obligations$339.3M+16.8% YoYIncome Tax HistoryTotal income tax expense$92.6M+50.3% YoYEPS (Basic) HistoryBasic earnings per share$12.25+57.5% YoYEPS (Diluted) HistoryDiluted earnings per share including stock options and convertibles$11.52+55.0% YoY