UNIVERSAL INSURANCE HOLDINGS, INC. Cash Flow Statement
UVE / Financials|15 years of annual SEC 10-K data (FY2011-FY2025)
Covers operating cash flow, capital expenditures, free cash flow, share buybacks, and dividends paid across 15 fiscal years. All figures from audited SEC 10-K filings.
UNIVERSAL INSURANCE HOLDINGS, INC. generated $381M in operating cash flow and $377M in free cash flow in FY2025. Free cash flow margin was 23.5% of revenue.
Based on SEC 10-K filings.
Key Data Points
- Altman Z-Score 0.89 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
| Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | $183.0M | $58.9M | $66.8M | -$22.3M | $20.4M | $19.1M | $46.5M | $117.1M | $106.9M | $99.4M | $106.5M | $73.0M | $59.0M | $30.3M | $20.1M |
| Depreciation & Amortization | $6.3M | $6.2M | $7.1M | $7.1M | $6.6M | $4.7M | $4.5M | $4.4M | $3.9M | $3.1M | $1.9M | $1.2M | $1.0M | $840.0K | - |
| Operating Cash Flow | $381.5M | $137.4M | $71.0M | $324.5M | $234.4M | $29.3M | $84.6M | $230.1M | $245.0M | $121.4M | $219.3M | $123.3M | $157.0M | $142.5M | $112.6M |
| Capital Expenditures | $4.4M | $7.4M | $4.0M | $4.9M | $7.2M | $17.2M | $11.3M | $6.7M | $4.6M | $8.2M | $11.9M | $9.3M | $1.4M | $2.7M | $2.4M |
| Free Cash Flow | $377.1M | $130.0M | $67.0M | $319.6M | $227.2M | $12.1M | $73.3M | $223.4M | $240.4M | $113.2M | $207.4M | $114.1M | $155.6M | $139.8M | $110.2M |
| Share Buybacks | $22.4M | $21.9M | $22.0M | $11.6M | $1.6M | $28.9M | $66.2M | $25.3M | $18.1M | $8.5M | $18.6M | $29.7M | $32.4M | - | - |
| Dividends Paid | $22.2M | $22.3M | $23.3M | $23.8M | $24.2M | $24.5M | $26.1M | $25.5M | $24.0M | $24.2M | $22.3M | $19.2M | $17.7M | $18.7M | $12.8M |
| FCF Margin | 23.5% | 8.6% | 4.8% | 26.1% | 20.3% | 1.1% | 7.8% | 27.1% | 32.0% | 16.5% | 38.0% | 30.9% | 51.7% | 51.8% | 48.8% |