Company / FCF Margin
UNIVERSAL INSURANCE HOLDINGS, INC. FCF Margin History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest FCF Margin
23.5%
FY2025
5-year range
4.8% / 26.1%
FY2021-FY2025
Trend
+175.0%
vs FY2024
Sector context
#92 of 200
Financials
What the data says
At 23.5%, UNIVERSAL INSURANCE HOLDINGS, INC.'s fcf margin ranks #92 of 200 in the Financials sector. FCF Margin has fluctuated over the past 10 years, ranging from 1.1% in FY2020 to 32.0% in FY2017.
Based on SEC 10-K filings.
23.5% in FY2025 with a 5-year CAGR of +22.4%.
Improved from 4.8% to 23.5% over the past 2 years.
Financials sector context is included.
FCF Margin over time
Growth rates
- 3-Year Change
- -2.6pp
- 5-Year Change
- +22.4pp
- 10-Year Change
- -
Sector benchmark
#92 of 200 in FinancialsTop 46% of 200This company 23.5% Sector average 214.4%
▼
-89.0% below sector average
Key checks
Key Insights
- In FY2025, fcf margin increased 175.0% year-over-year.
- Currently 190.9pp below the Financials sector average.
- Peak fcf margin was recorded in FY2017.
- Lowest fcf margin in the period was in FY2020.
Company context
Key Data Points
- Altman Z-Score 0.89 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | FCF MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 23.5% | +175.0% |
| FY2024 | 8.6% | +77.8% |
| FY2023 | 4.8% | -81.6% |
| FY2022 | 26.1% | +29.1% |
| FY2021 | 20.3% | +1692.0% |
| FY2020 | 1.1% | -85.5% |
| FY2019 | 7.8% | -71.2% |
| FY2018 | 27.1% | -15.2% |
| FY2017 | 32.0% | +93.6% |
| FY2016 | 16.5% | -56.5% |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026