Company / Free Cash Flow
UNIVERSAL INSURANCE HOLDINGS, INC. Free Cash Flow History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Free Cash Flow
$377.1M
FY2025
5-year range
$67.0M / $377.1M
FY2021-FY2025
Trend
+190.1%
vs FY2024
Sector context
#111 of 296
Financials
What the data says
At $377M, UNIVERSAL INSURANCE HOLDINGS, INC.'s free cash flow ranks #111 of 296 in the Financials sector. Free Cash Flow has fluctuated over the past 10 years, ranging from $12M in FY2020 to $377M in FY2025.
Based on SEC 10-K filings.
$377M in FY2025 with a 5-year CAGR of +98.8%.
Improved from $67M to $377M over the past 2 years.
Financials sector context is included.
Free Cash Flow over time
Growth rates
- 3-Year CAGR
- +5.7%
- 5-Year CAGR
- +98.8%
- 10-Year CAGR
- -
Sector benchmark
#111 of 296 in FinancialsTop 37% of 296This company $377.1M Sector average $616.2M
▼
-38.8% below sector average
Key checks
Key Insights
- 5-year CAGR of +98.8%, indicating consistent growth.
- In FY2025, free cash flow increased 190.1% year-over-year.
- Ranks #111 out of 296 companies in the Financials sector.
- Lowest free cash flow in the period was in FY2020.
Company context
Key Data Points
- Altman Z-Score 0.89 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Free Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $377.1M | +190.1% |
| FY2024 | $130.0M | +94.2% |
| FY2023 | $67.0M | -79.1% |
| FY2022 | $319.6M | +40.7% |
| FY2021 | $227.2M | +1772.3% |
| FY2020 | $12.1M | -83.4% |
| FY2019 | $73.3M | -67.2% |
| FY2018 | $223.4M | -7.1% |
| FY2017 | $240.4M | +112.4% |
| FY2016 | $113.2M | -45.4% |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026