Company / Free Cash Flow
UNIVERSAL INSURANCE HOLDINGS, INC. Free Cash Flow History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Free Cash Flow
$377.1M
FY2025
5-year range
$12.1M / $377.1M
FY2021-FY2025
Trend
+190.1%
vs FY2024
Sector context
#111 of 302
Financials
What the data says
At $377M, UNIVERSAL INSURANCE HOLDINGS, INC.'s free cash flow ranks #111 of 302 in the Financials sector. Free Cash Flow has increased for 3 consecutive years, from $12M in FY2022 to $377M in FY2025.
Based on SEC 10-K filings.
$377M in FY2025 with a 5-year CAGR of +98.8%.
Improved from $67M to $377M over the past 2 years.
Financials sector context is included.
Free Cash Flow over time
Growth rates
- 3-Year CAGR
- +214.4%
- 5-Year CAGR
- +98.8%
- 10-Year CAGR
- -
Sector benchmark
#111 of 302 in FinancialsTop 37% of 302This company $377.1M Sector average $646.4M
▼
-41.7% below sector average
Key checks
Key Insights
- UNIVERSAL INSURANCE HOLDINGS, INC.'s free cash flow has grown for 3 consecutive years.
- 5-year CAGR of +98.8%, indicating consistent growth.
- In FY2025, free cash flow increased 190.1% year-over-year.
- Ranks #111 out of 302 companies in the Financials sector.
Company context
Key Data Points
- Altman Z-Score 0.89 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Free Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $377.1M | +190.1% |
| FY2024 | $130.0M | +94.2% |
| FY2023 | $67.0M | +451.9% |
| FY2022 | $12.1M | -83.4% |
| FY2021 | $73.3M | +504.1% |
| FY2020 | $12.1M | -95.0% |
| FY2019 | $240.4M | +112.4% |
| FY2018 | $113.2M | -45.4% |
| FY2017 | $207.4M | +81.8% |
| FY2016 | $114.1M | -26.7% |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026