Company / Operating Cash Flow
UNIVERSAL INSURANCE HOLDINGS, INC. Operating Cash Flow History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Cash Flow
$381.5M
FY2025
5-year range
$71.0M / $381.5M
FY2021-FY2025
Trend
+177.7%
vs FY2024
Sector context
#180 of 405
Financials
What the data says
At $381M, UNIVERSAL INSURANCE HOLDINGS, INC.'s operating cash flow ranks #180 of 405 in the Financials sector. Operating Cash Flow has fluctuated over the past 10 years, ranging from $29M in FY2020 to $381M in FY2025.
Based on SEC 10-K filings.
$381M in FY2025 with a 5-year CAGR of +67.0%.
Improved from $71M to $381M over the past 2 years.
Financials sector context is included.
Operating Cash Flow over time
Growth rates
- 3-Year CAGR
- +5.5%
- 5-Year CAGR
- +67.0%
- 10-Year CAGR
- -
Sector benchmark
#180 of 405 in FinancialsTop 44% of 405This company $381.5M Sector average $611.8M
▼
-37.6% below sector average
Key checks
Key Insights
- 5-year CAGR of +67.0%, indicating consistent growth.
- In FY2025, operating cash flow increased 177.7% year-over-year.
- Ranks #180 out of 405 companies in the Financials sector.
- Lowest operating cash flow in the period was in FY2020.
Company context
Key Data Points
- Altman Z-Score 0.89 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $381.5M | +177.7% |
| FY2024 | $137.4M | +93.5% |
| FY2023 | $71.0M | -78.1% |
| FY2022 | $324.5M | +38.5% |
| FY2021 | $234.4M | +698.6% |
| FY2020 | $29.3M | -65.3% |
| FY2019 | $84.6M | -63.2% |
| FY2018 | $230.1M | -6.1% |
| FY2017 | $245.0M | +101.8% |
| FY2016 | $121.4M | -44.6% |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026