UNIVERSAL INSURANCE HOLDINGS, INC. Financial Ratios
UVE / Financials|FY2025 SEC 10-K data
Includes DuPont ROE decomposition, profitability margins, liquidity ratios, solvency indicators, and earnings quality analysis. All ratios calculated from FY2025 SEC 10-K data.
Key Data Points
- Altman Z-Score 0.89 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
DuPont ROE Decomposition (FY2025)
Return on Equity
33.2%
Profit Margin
11.4%
Net Income / Revenue
Asset Turnover
0.56
Revenue / Total Assets
Equity Multiplier
5.15
Total Assets / Equity
Composite: 33.2% (reported: 33.2%)
Profitability
Gross Margin
-
Operating Margin
-
EBITDA
$255.8M
EBITDA Margin
16.0%
Liquidity
Current Ratio
-
Quick Ratio
-
Solvency
Interest Coverage
59.40
Efficiency
Asset Turnover
0.56
Inventory Turnover
-
Days Sales Outstanding
-
As of FY2025 · SEC 10-K · Updated Feb 28, 2026
Earnings Quality
Accrual Ratio
-7.0%
-4.2pp YoY
Earnings are primarily supported by operating cash flow.
Note: For financial institutions, operating cash flow includes lending activities, which makes this ratio less comparable to non-financial companies.
This metric is for informational purposes only and does not constitute investment advice. Data sourced from SEC EDGAR filings; updates may be delayed.