Company / Return on Equity (ROE)
SoFi Technologies, Inc. Return on Equity (ROE) History
FY2021-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Equity (ROE)
4.6%
FY2025
5-year range
-11.1% / 7.6%
FY2021-FY2025
Trend
-39.9%
vs FY2024
Sector context
#330 of 388
Financials
What the data says
SoFi Technologies, Inc.'s return on equity (roe) of 4.6% is lower than 85% of companies in the Financials sector (FY2025). Improved from -5.8% to 4.6% over the past 2 years.
Based on SEC 10-K filings.
4.6% in FY2025 with a 3-year CAGR of +10.7%.
Improved from -5.8% to 4.6% over the past 2 years.
Financials sector context is included.
Return on Equity (ROE) over time
Growth rates
- 3-Year Change
- +10.7pp
- 5-Year Change
- -
- 10-Year Change
- -
Sector benchmark
Bottom 15% in FinancialsTop 85% of 388This company 4.6% Sector average 16.4%
▼
-71.9% below sector average
Key checks
Key Insights
- In FY2025, return on equity (roe) decreased 39.9% year-over-year.
- Currently 11.8pp below the Financials sector average.
- Peak return on equity (roe) was recorded in FY2024.
- Lowest return on equity (roe) in the period was in FY2021.
Company context
Key Data Points
- Low Piotroski F-Score: 1/9 (multiple financial health concerns)
- Altman Z-Score 0.17 (distress zone, below 1.8 threshold)
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Equity (ROE)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 4.6% | -39.9% |
| FY2024 | 7.6% | +232.9% |
| FY2023 | -5.8% | +6.5% |
| FY2022 | -6.2% | +44.4% |
| FY2021 | -11.1% | - |
| FY2020 | - | - |
| FY2019 | - | - |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026