SoFi Technologies, Inc. Cash Flow Statement
SOFI / Financials|7 years of annual SEC 10-K data (FY2019-FY2025)
Covers operating cash flow, capital expenditures, free cash flow, share buybacks, and dividends paid across 7 fiscal years. All figures from audited SEC 10-K filings.
SoFi Technologies, Inc. used $3.7B in operating cash flow and negative free cash flow of $4.0B in FY2025.
Based on SEC 10-K filings.
Key Data Points
- Low Piotroski F-Score: 1/9 (multiple financial health concerns)
- Altman Z-Score 0.17 (distress zone, below 1.8 threshold)
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
| Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|
| Net Income | $481.3M | $498.7M | -$300.7M | -$320.4M | -$483.9M | -$224.1M | -$239.7M |
| Depreciation & Amortization | $234.2M | $203.5M | $201.4M | $151.4M | $101.6M | $69.8M | $16.0M |
| Operating Cash Flow | -$3.7B | -$1.1B | -$7.2B | -$7.3B | -$1.4B | -$479.3M | -$54.7M |
| Capital Expenditures | $242.4M | $154.3M | $111.4M | $93.2M | $52.3M | $24.5M | $37.6M |
| Free Cash Flow | -$4.0B | -$1.3B | -$7.3B | -$7.3B | -$1.4B | -$503.9M | -$92.3M |
| Share Buybacks | - | - | $0 | $0 | $526.0K | $40.0K | $8.8M |
| FCF Margin | -110.3% | -47.6% | -345.7% | -467.0% | -142.4% | - | -20.9% |