Company / Net Income
SoFi Technologies, Inc. Net Income History
FY2019-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Net Income
$481.3M
FY2025
5-year range
-$483.9M / $498.7M
FY2021-FY2025
Trend
-3.5%
vs FY2024
Sector context
#138 of 404
Financials
What the data says
At $481M, SoFi Technologies, Inc.'s net income ranks #138 of 404 in the Financials sector. Net Income has fluctuated over the past 7 years, ranging from -$484M in FY2021 to $499M in FY2024.
Based on SEC 10-K filings.
$481M in FY2025.
Improved from -$301M to $481M over the past 2 years.
Financials sector context is included.
Net Income over time
Growth rates
- 3-Year CAGR
- -
- 5-Year CAGR
- -
- 10-Year CAGR
- -
Sector benchmark
#138 of 404 in FinancialsTop 34% of 404This company $481.3M Sector average $1.6B
▼
-70.3% below sector average
Key checks
Key Insights
- In FY2025, net income decreased 3.5% year-over-year.
- Ranks #138 out of 404 companies in the Financials sector.
- Peak net income was recorded in FY2024.
- Lowest net income in the period was in FY2021.
Company context
Key Data Points
- Low Piotroski F-Score: 1/9 (multiple financial health concerns)
- Altman Z-Score 0.17 (distress zone, below 1.8 threshold)
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Net IncomeValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $481.3M | -3.5% |
| FY2024 | $498.7M | +265.8% |
| FY2023 | -$300.7M | +6.1% |
| FY2022 | -$320.4M | +33.8% |
| FY2021 | -$483.9M | -116.0% |
| FY2020 | -$224.1M | +6.5% |
| FY2019 | -$239.7M | - |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026