Company / Financials
SoFi Technologies, Inc. Financials
FY2019-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableRevenue
$3.6B
FY2025 · +35.1% YoY
Net Income
$481.3M
FY2025 · -3.5% YoY
Profit Margin
13.3%
FY2025 · net income / revenue
ROE
4.6%
FY2025 · return on equity
Total Assets
$50.7B
FY2025
Total Debt
-
FY2025
Equity
$10.5B
FY2025
ROA
0.9%
FY2025 · return on assets
Statement paths
Financial highlights
Key Data Points
- Low Piotroski F-Score: 1/9 (multiple financial health concerns)
- Altman Z-Score 0.17 (distress zone, below 1.8 threshold)
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Metric history
Revenue HistoryTotal revenue from operations$3.6B+35.1% YoYNet Income HistoryProfit after all expenses and taxes$481.3M-3.5% YoYCost of Revenue HistoryDirect costs of producing goods and services sold$609.0M+31.9% YoYOperating Income HistoryProfit from core business operations before interest and taxes-SG&A Expense HistorySelling, general, and administrative expenses$704.4M+17.4% YoYR&D Expense HistoryResearch and development spending$648.3M+17.5% YoYInterest Expense HistoryCost of borrowing and debt obligations-Income Tax HistoryTotal income tax expense$44.5M+116.8% YoYEPS (Basic) HistoryBasic earnings per share-$0.36+10.0% YoYEPS (Diluted) HistoryDiluted earnings per share including stock options and convertibles-$0.36+10.0% YoY