Company / Return on Assets (ROA)
SoFi Technologies, Inc. Return on Assets (ROA) History
FY2020-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Assets (ROA)
0.9%
FY2025
5-year range
-5.3% / 1.4%
FY2021-FY2025
Trend
-31.2%
vs FY2024
Sector context
#273 of 400
Financials
What the data says
At 0.9%, SoFi Technologies, Inc.'s return on assets (roa) ranks #273 of 400 in the Financials sector. Improved from -1.0% to 0.9% over the past 2 years.
Based on SEC 10-K filings.
0.9% in FY2025 with a 5-year CAGR of +3.6%.
Improved from -1.0% to 0.9% over the past 2 years.
Financials sector context is included.
Return on Assets (ROA) over time
Growth rates
- 3-Year Change
- +2.6pp
- 5-Year Change
- +3.6pp
- 10-Year Change
- -
Sector benchmark
#273 of 400 in FinancialsTop 68% of 400This company 0.9% Sector average 2.1%
▼
-54.8% below sector average
Key checks
Key Insights
- In FY2025, return on assets (roa) decreased 31.2% year-over-year.
- Currently 1.2pp below the Financials sector average.
- Peak return on assets (roa) was recorded in FY2024.
- Lowest return on assets (roa) in the period was in FY2021.
Company context
Key Data Points
- Low Piotroski F-Score: 1/9 (multiple financial health concerns)
- Altman Z-Score 0.17 (distress zone, below 1.8 threshold)
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Assets (ROA)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 0.9% | -31.2% |
| FY2024 | 1.4% | +238.0% |
| FY2023 | -1.0% | +40.8% |
| FY2022 | -1.7% | +67.9% |
| FY2021 | -5.3% | -101.1% |
| FY2020 | -2.6% | - |
| FY2019 | - | - |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026