Company / Profit Margin
SoFi Technologies, Inc. Profit Margin History
FY2019-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Profit Margin
13.3%
FY2025
5-year range
-49.1% / 18.6%
FY2021-FY2025
Trend
-28.5%
vs FY2024
Sector context
#159 of 272
Financials
What the data says
At 13.3%, SoFi Technologies, Inc.'s profit margin ranks #159 of 272 in the Financials sector. Profit Margin has fluctuated over the past 7 years, ranging from -54.1% in FY2019 to 18.6% in FY2024.
Based on SEC 10-K filings.
13.3% in FY2025 with a 5-year CAGR of +52.9%.
Improved from -14.2% to 13.3% over the past 2 years.
Financials sector context is included.
Profit Margin over time
Growth rates
- 3-Year Change
- +33.7pp
- 5-Year Change
- +52.9pp
- 10-Year Change
- -
Sector benchmark
#159 of 272 in FinancialsTop 58% of 272This company 13.3% Sector average 71.5%
▼
-81.4% below sector average
Key checks
Key Insights
- In FY2025, profit margin decreased 28.5% year-over-year.
- Currently 58.2pp below the Financials sector average.
- Peak profit margin was recorded in FY2024.
- Lowest profit margin in the period was in FY2019.
Company context
Key Data Points
- Low Piotroski F-Score: 1/9 (multiple financial health concerns)
- Altman Z-Score 0.17 (distress zone, below 1.8 threshold)
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Profit MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 13.3% | -28.5% |
| FY2024 | 18.6% | +231.5% |
| FY2023 | -14.2% | +30.4% |
| FY2022 | -20.4% | +58.6% |
| FY2021 | -49.1% | -24.0% |
| FY2020 | -39.6% | +26.8% |
| FY2019 | -54.1% | - |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026