Company / Total Debt
PennyMac Financial Services, Inc. Total Debt History
FY2017-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Total Debt
$6.2B
FY2025
5-year range
$3.1B / $6.2B
FY2021-FY2025
Trend
+18.6%
vs FY2024
Sector context
#54 of 198
Financials
What the data says
At $6.2B, PennyMac Financial Services, Inc.'s total debt ranks #145 of 198 in the Financials sector. Total Debt has increased for 7 consecutive years, from $690M in FY2017 to $6.2B in FY2025.
Based on SEC 10-K filings.
$6.2B in FY2025 with a 3-year CAGR of +18.4%.
Increased from $4.4B to $6.2B over the past 2 years.
Financials sector context is included.
Total Debt over time
Growth rates
- 3-Year CAGR
- +18.4%
- 5-Year CAGR
- -
- 10-Year CAGR
- -
Sector benchmark
#145 of 198 in FinancialsTop 73% of 198This company $6.2B Sector average $11.0B
▼
-43.3% below sector average
Key checks
Key Insights
- PennyMac Financial Services, Inc.'s total debt has grown for 4 consecutive years.
- 3-year CAGR of +18.4%, indicating consistent growth.
- In FY2025, total debt increased 18.6% year-over-year.
- Ranks #54 out of 198 companies in the Financials sector.
Company context
Key Data Points
- Altman Z-Score 0.26 (distress zone, below 1.8 threshold)
- Strong profit margin: 25.2%
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Total DebtValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $6.2B | +18.6% |
| FY2024 | $5.3B | +18.6% |
| FY2023 | $4.4B | +18.1% |
| FY2022 | $3.8B | +20.8% |
| FY2021 | $3.1B | - |
| FY2020 | - | - |
| FY2019 | $1.8B | +27.0% |
| FY2018 | $1.4B | +99.9% |
| FY2017 | $690.5M | - |
| FY2016 | - | - |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026