PennyMac Financial Services, Inc. Income Statement
PFSI / Financials|10 years of annual SEC 10-K data (FY2016-FY2025)
Line items include revenue, cost of goods sold, gross profit, operating expenses, interest, taxes, and net income with per-share data across 10 fiscal years. All figures from audited SEC 10-K filings.
PennyMac Financial Services, Inc. reported $2.0B in revenue and $501M in net income for FY2025. Revenue has grown at a 9.1% compound annual rate over the past 9 years.
Based on SEC 10-K filings.
Key Data Points
- Altman Z-Score 0.26 (distress zone, below 1.8 threshold)
- Strong profit margin: 25.2%
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
| Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $2.0B | $1.6B | $1.4B | $2.0B | $3.2B | $984.6M | $1.5B | $238.2M | $955.5M | $931.9M |
| Interest Expense | - | - | $637.8M | $335.4M | $390.7M | $144.6M | $212.0M | $144.6M | $144.5M | $106.2M |
| Income Tax | $50.3M | $89.6M | $39.0M | $189.7M | $355.7M | $23.3M | $136.5M | $23.3M | $24.4M | $46.1M |
| Net Income | $501.1M | $311.4M | $144.7M | $475.5M | $1.0B | $87.7M | $393.0M | $87.7M | $100.8M | $66.1M |
| EPS (Basic) | $2.89 | $8.96 | $15.73 | $21.91 | $5.02 | $2.62 | $4.34 | $2.98 | $4.34 | $2.98 |
| EPS (Diluted) | $2.74 | $8.50 | $14.87 | $20.92 | $4.89 | $2.59 | $4.03 | $2.94 | $4.03 | $2.94 |
| Shares Outstanding | 51.4M | 50.2M | 67.5M | 78.7M | 80.3M | 35.3M | 25.0M | 76.6M | 25.0M | 76.6M |
| Profit Margin | 24.5% | 19.5% | 10.3% | 23.9% | 31.7% | 8.9% | 26.6% | 36.8% | 10.5% | 7.1% |