PennyMac Financial Services, Inc. Cash Flow Statement
PFSI / Financials|10 years of annual SEC 10-K data (FY2016-FY2025)
Covers operating cash flow, capital expenditures, free cash flow, share buybacks, and dividends paid across 10 fiscal years. All figures from audited SEC 10-K filings.
PennyMac Financial Services, Inc. used $1.7B in operating cash flow and negative free cash flow of $1.7B in FY2025. The company returned $63M in dividends and $5M in share buybacks to shareholders in FY2025.
Based on SEC 10-K filings.
Key Data Points
- Altman Z-Score 0.26 (distress zone, below 1.8 threshold)
- Strong profit margin: 25.2%
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
| Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | $501.1M | $311.4M | $144.7M | $475.5M | $1.0B | $87.7M | $393.0M | $87.7M | $100.8M | $66.1M |
| Depreciation & Amortization | $54.4M | $56.0M | $53.2M | $34.4M | $28.6M | $12.9M | $15.0M | $12.9M | $8.4M | $5.8M |
| Operating Cash Flow | -$1.7B | -$4.5B | -$1.6B | $6.0B | $2.6B | $572.4M | -$2.2B | $572.4M | -$883.4M | -$938.3M |
| Capital Expenditures | $11.9M | $1.7M | $1.4M | $7.2M | $7.9M | $13.4M | $6.1M | $13.4M | $6.8M | $21.9M |
| Free Cash Flow | -$1.7B | -$4.5B | -$1.6B | $6.0B | $2.6B | $559.0M | -$2.3B | $559.0M | -$890.2M | -$960.2M |
| Share Buybacks | $4.7M | - | $71.5M | $406.1M | $958.2M | $5.3M | $1.1M | $5.3M | $8.6M | - |
| Dividends Paid | $62.5M | $52.2M | $41.4M | $54.6M | $52.9M | $10.1M | $9.7M | $10.1M | - | - |
| FCF Margin | -81.3% | -284.6% | -113.0% | 303.5% | 80.7% | 56.8% | -152.4% | 234.7% | - | - |