Company / Financials
PennyMac Financial Services, Inc. Financials
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableRevenue
$2.0B
FY2025 · +28.4% YoY
Net Income
$501.1M
FY2025 · +60.9% YoY
Profit Margin
24.5%
FY2025 · net income / revenue
ROE
11.6%
FY2025 · return on equity
Total Assets
$29.4B
FY2025
Total Debt
$6.2B
1.45x debt/equity
Equity
$4.3B
FY2025
ROA
1.7%
FY2025 · return on assets
Statement paths
Financial highlights
Key Data Points
- Altman Z-Score 0.26 (distress zone, below 1.8 threshold)
- Strong profit margin: 25.2%
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Metric history
Revenue HistoryTotal revenue from operations$2.0B+28.4% YoYNet Income HistoryProfit after all expenses and taxes$501.1M+60.9% YoYInterest Expense HistoryCost of borrowing and debt obligations$637.8MIncome Tax HistoryTotal income tax expense$50.3M-43.8% YoYEPS (Basic) HistoryBasic earnings per share$2.89-67.7% YoYEPS (Diluted) HistoryDiluted earnings per share including stock options and convertibles$2.74-67.8% YoYShares Outstanding HistoryWeighted average diluted shares outstanding51.4M+2.4% YoYTotal Assets HistoryTotal value of all assets owned$29.4B+12.7% YoYTotal Debt HistoryTotal outstanding debt obligations$6.2B+18.6% YoYShareholders' Equity HistoryTotal assets minus total liabilities$4.3B+12.5% YoY