Company / Interest Expense
PennyMac Financial Services, Inc. Interest Expense History
FY2016-FY2023 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Interest Expense
$637.8M
FY2023
5-year range
$335.4M / $637.8M
FY2019-FY2023
Trend
+90.1%
vs FY2022
Sector context
#47 of 218
Financials
What the data says
PennyMac Financial Services, Inc.'s interest expense of $638M is higher than 78% of companies in the Financials sector (FY2023). Interest Expense has fluctuated over the past 8 years, ranging from $106M in FY2016 to $638M in FY2023.
Based on SEC 10-K filings.
$638M in FY2023 with a 5-year CAGR of +34.6%. Top quartile in the Financials sector.
Increased from $391M to $638M over the past 2 years.
Financials sector context is included.
Interest Expense over time
Growth rates
- 3-Year CAGR
- +64.0%
- 5-Year CAGR
- +34.6%
- 10-Year CAGR
- -
Sector benchmark
-32.6% below sector average
Key checks
Key Insights
- 5-year CAGR of +34.6%, indicating consistent growth.
- In FY2023, interest expense increased 90.1% year-over-year.
- Ranks #47 out of 218 companies in the Financials sector.
- Lowest interest expense in the period was in FY2016.
Company context
Key Data Points
- Altman Z-Score 0.26 (distress zone, below 1.8 threshold)
- Strong profit margin: 25.2%
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Interest ExpenseValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | - | - |
| FY2024 | - | - |
| FY2023 | $637.8M | +90.1% |
| FY2022 | $335.4M | -14.1% |
| FY2021 | $390.7M | +170.2% |
| FY2020 | $144.6M | -31.8% |
| FY2019 | $212.0M | +46.6% |
| FY2018 | $144.6M | +0.1% |
| FY2017 | $144.5M | +36.1% |
| FY2016 | $106.2M | - |
As of FY2023 · SEC 10-K · Updated Jun 30, 2026