Company / Profit Margin
PennyMac Financial Services, Inc. Profit Margin History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Profit Margin
24.5%
FY2025
5-year range
10.3% / 31.7%
FY2021-FY2025
Trend
+25.3%
vs FY2024
Sector context
#94 of 280
Financials
What the data says
At 24.5%, PennyMac Financial Services, Inc.'s profit margin ranks #94 of 280 in the Financials sector. Profit Margin has fluctuated over the past 10 years, ranging from 7.1% in FY2016 to 36.8% in FY2018.
Based on SEC 10-K filings.
24.5% in FY2025 with a 5-year CAGR of +15.6%.
Improved from 10.3% to 24.5% over the past 2 years.
Financials sector context is included.
Profit Margin over time
Growth rates
- 3-Year Change
- +0.5pp
- 5-Year Change
- +15.6pp
- 10-Year Change
- -
Sector benchmark
#94 of 280 in FinancialsTop 34% of 280This company 24.5% Sector average 69.8%
▼
-64.9% below sector average
Key checks
Key Insights
- In FY2025, profit margin increased 25.3% year-over-year.
- Currently 45.3pp below the Financials sector average.
- Peak profit margin was recorded in FY2018.
- Lowest profit margin in the period was in FY2016.
Company context
Key Data Points
- Altman Z-Score 0.26 (distress zone, below 1.8 threshold)
- Strong profit margin: 25.2%
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Profit MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 24.5% | +25.3% |
| FY2024 | 19.5% | +89.3% |
| FY2023 | 10.3% | -56.9% |
| FY2022 | 23.9% | -24.4% |
| FY2021 | 31.7% | +255.6% |
| FY2020 | 8.9% | -66.5% |
| FY2019 | 26.6% | -27.8% |
| FY2018 | 36.8% | +249.0% |
| FY2017 | 10.5% | +48.8% |
| FY2016 | 7.1% | - |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026