Company / Return on Assets (ROA)
Pathward Financial, Inc. Return on Assets (ROA) History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Assets (ROA)
2.6%
FY2025
5-year range
0.7% / 2.6%
FY2021-FY2025
Trend
+6.6%
vs FY2024
Sector context
#126 of 400
Financials
What the data says
At 2.6%, Pathward Financial, Inc.'s return on assets (roa) ranks #126 of 400 in the Financials sector. Return on Assets (ROA) has increased for 3 consecutive years, from 0.7% in FY2022 to 2.6% in FY2025.
Based on SEC 10-K filings.
2.6% in FY2025 with a 5-year CAGR of +0.9%.
Improved from 1.9% to 2.6% over the past 2 years.
Financials sector context is included.
Return on Assets (ROA) over time
Growth rates
- 3-Year Change
- +1.9pp
- 5-Year Change
- +0.9pp
- 10-Year Change
- -
Sector benchmark
#126 of 400 in FinancialsTop 31% of 400This company 2.6% Sector average 2.1%
▼
+23.0% above sector average
Key checks
Key Insights
- Pathward Financial, Inc.'s return on assets (roa) has grown for 3 consecutive years.
- In FY2025, return on assets (roa) increased 6.6% year-over-year.
- Currently 0.5pp above the Financials sector average.
- Lowest return on assets (roa) in the period was in FY2022.
Company context
Key Data Points
- Altman Z-Score 0.22 (distress zone, below 1.8 threshold)
- Strong profit margin: 22.1%
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Assets (ROA)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 2.6% | +6.6% |
| FY2024 | 2.4% | +27.2% |
| FY2023 | 1.9% | +161.6% |
| FY2022 | 0.7% | -20.7% |
| FY2021 | 0.9% | -46.5% |
| FY2020 | 1.7% | +9.6% |
| FY2019 | 1.6% | +78.4% |
| FY2018 | 0.9% | +2.3% |
| FY2017 | 0.9% | +3.6% |
| FY2016 | 0.8% | +16.9% |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026