Pathward Financial, Inc. Income Statement
CASH / Financials|15 years of annual SEC 10-K data (FY2011-FY2025)
Line items include revenue, cost of goods sold, gross profit, operating expenses, interest, taxes, and net income with per-share data across 15 fiscal years. All figures from audited SEC 10-K filings.
Pathward Financial, Inc. reported $840M in revenue and $186M in net income for FY2025. Revenue has grown at a 9.5% compound annual rate over the past 6 years.
Based on SEC 10-K filings.
Key Data Points
- Altman Z-Score 0.22 (distress zone, below 1.8 threshold)
- Strong profit margin: 22.1%
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
| Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $839.9M | $797.4M | $704.5M | $601.1M | $549.9M | $498.8M | $486.8M | - | - | - | - | - | - | - | - |
| SG&A Expense | $0 | $0 | $0 | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | $3.3M | $4.9M | $6.9M | $33.8M | $61.5M | $28.0M | $14.9M | $4.1M | $2.4M | $2.4M | $3.0M | $3.6M | $4.7M |
| Income Tax | $36.3M | $34.1M | $9.6M | $28.0M | $10.7M | $5.7M | -$3.4M | $5.1M | $10.2M | $5.6M | $1.4M | $2.9M | $3.7M | $9.7M | $3.6M |
| Net Income | $185.9M | $183.2M | $143.3M | $49.3M | $61.3M | $104.7M | $97.0M | $51.6M | $44.9M | $33.2M | $18.1M | $15.7M | $13.4M | $17.1M | $4.6M |
| EPS (Basic) | $5.26 | $2.00 | $4.38 | $2.94 | $2.49 | $1.68 | $1.62 | $1.68 | $1.62 | $1.31 | $2.68 | $2.57 | $2.40 | $4.94 | $1.49 |
| EPS (Diluted) | $5.24 | $2.00 | $4.38 | $2.94 | $2.49 | $1.67 | $1.61 | $1.67 | $1.61 | $1.30 | $2.66 | $2.53 | $2.38 | $4.92 | $1.49 |
| Shares Outstanding | 26.9M | 0 | 31.8M | 34.8M | 38.0M | 37.8M | 39.2M | 30.9M | 27.9M | 8.5M | 6.8M | 6.2M | 5.6M | 3.5M | 3.1M |
| Profit Margin | 22.1% | 23.0% | 20.3% | 8.2% | 11.2% | 21.0% | 19.9% | - | - | - | - | - | - | - | - |