Company / Profit Margin
Pathward Financial, Inc. Profit Margin History
FY2019-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Profit Margin
22.1%
FY2025
5-year range
8.2% / 23.0%
FY2021-FY2025
Trend
-3.7%
vs FY2024
Sector context
#107 of 272
Financials
What the data says
At 22.1%, Pathward Financial, Inc.'s profit margin ranks #107 of 272 in the Financials sector. Profit Margin has fluctuated over the past 7 years, ranging from 8.2% in FY2022 to 23.0% in FY2024.
Based on SEC 10-K filings.
22.1% in FY2025 with a 5-year CAGR of +1.1%.
Improved from 20.3% to 22.1% over the past 2 years.
Financials sector context is included.
Profit Margin over time
Growth rates
- 3-Year Change
- +13.9pp
- 5-Year Change
- +1.1pp
- 10-Year Change
- -
Sector benchmark
#107 of 272 in FinancialsTop 39% of 272This company 22.1% Sector average 71.5%
▼
-69.1% below sector average
Key checks
Key Insights
- In FY2025, profit margin decreased 3.7% year-over-year.
- Currently 49.4pp below the Financials sector average.
- Peak profit margin was recorded in FY2024.
- Lowest profit margin in the period was in FY2022.
Company context
Key Data Points
- Altman Z-Score 0.22 (distress zone, below 1.8 threshold)
- Strong profit margin: 22.1%
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Profit MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 22.1% | -3.7% |
| FY2024 | 23.0% | +13.0% |
| FY2023 | 20.3% | +148.4% |
| FY2022 | 8.2% | -26.5% |
| FY2021 | 11.2% | -46.9% |
| FY2020 | 21.0% | +5.3% |
| FY2019 | 19.9% | - |
| FY2018 | - | - |
| FY2017 | - | - |
| FY2016 | - | - |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026