Company / Financials
Pathward Financial, Inc. Financials
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableRevenue
$839.9M
FY2025 · +5.3% YoY
Net Income
$185.9M
FY2025 · +1.4% YoY
Profit Margin
22.1%
FY2025 · net income / revenue
ROE
21.7%
FY2025 · return on equity
Total Assets
$7.2B
FY2025
Total Debt
$33.5M
0.04x debt/equity
Equity
$858.0M
FY2025
ROA
2.6%
FY2025 · return on assets
Statement paths
Financial highlights
Key Data Points
- Altman Z-Score 0.22 (distress zone, below 1.8 threshold)
- Strong profit margin: 22.1%
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Metric history
Revenue HistoryTotal revenue from operations$839.9M+5.3% YoYNet Income HistoryProfit after all expenses and taxes$185.9M+1.4% YoYSG&A Expense HistorySelling, general, and administrative expenses$0Interest Expense HistoryCost of borrowing and debt obligations$3.3MIncome Tax HistoryTotal income tax expense$36.3M+6.3% YoYEPS (Basic) HistoryBasic earnings per share$5.26+163.0% YoYEPS (Diluted) HistoryDiluted earnings per share including stock options and convertibles$5.24+162.0% YoYShares Outstanding HistoryWeighted average diluted shares outstanding26.9MTotal Assets HistoryTotal value of all assets owned$7.2B-4.8% YoYTotal Debt HistoryTotal outstanding debt obligations$33.5M+0.3% YoY