Company / Return on Equity (ROE)
Pathward Financial, Inc. Return on Equity (ROE) History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Equity (ROE)
21.7%
FY2025
5-year range
7.0% / 22.3%
FY2021-FY2025
Trend
-2.8%
vs FY2024
Sector context
#57 of 388
Financials
What the data says
Pathward Financial, Inc.'s return on equity (roe) of 21.7% is higher than 85% of companies in the Financials sector (FY2025). Return on Equity (ROE) has fluctuated over the past 10 years, ranging from 6.9% in FY2018 to 22.3% in FY2024.
Based on SEC 10-K filings.
21.7% in FY2025 with a 5-year CAGR of +9.2%. Top quartile in the Financials sector.
Remained stable around 21.7% over the past 2 years.
Financials sector context is included.
Return on Equity (ROE) over time
Growth rates
- 3-Year Change
- +14.0pp
- 5-Year Change
- +9.2pp
- 10-Year Change
- -
Sector benchmark
+32.4% above sector average
Key checks
Key Insights
- In FY2025, return on equity (roe) decreased 2.8% year-over-year.
- Currently 5.3pp above the Financials sector average.
- Peak return on equity (roe) was recorded in FY2024.
- Lowest return on equity (roe) in the period was in FY2018.
Company context
Key Data Points
- Altman Z-Score 0.22 (distress zone, below 1.8 threshold)
- Strong profit margin: 22.1%
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Equity (ROE)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 21.7% | -2.8% |
| FY2024 | 22.3% | +1.3% |
| FY2023 | 22.0% | +188.2% |
| FY2022 | 7.6% | +8.4% |
| FY2021 | 7.0% | -43.3% |
| FY2020 | 12.4% | +7.4% |
| FY2019 | 11.6% | +67.4% |
| FY2018 | 6.9% | -33.3% |
| FY2017 | 10.3% | +4.2% |
| FY2016 | 9.9% | +49.2% |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026