Company / FCF Margin
OppFi Inc. FCF Margin History
FY2021-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest FCF Margin
100.3%
FY2025
5-year range
58.0% / 106.0%
FY2021-FY2025
Trend
+3.7%
vs FY2024
Sector context
#24 of 200
Financials
What the data says
OppFi Inc.'s fcf margin of 100.3% is higher than 88% of companies in the Financials sector (FY2025). FCF Margin returned to growth in FY2025 after 2 years of decline, reaching 100.3%.
Based on SEC 10-K filings.
100.3% in FY2025 with a 3-year CAGR of -5.8%. Top quartile in the Financials sector.
Declined from 105.1% to 100.3% over the past 2 years.
Financials sector context is included.
FCF Margin over time
Growth rates
- 3-Year Change
- -5.8pp
- 5-Year Change
- -
- 10-Year Change
- -
Sector benchmark
Top 12% in FinancialsTop 12% of 200This company 100.3% Sector average 214.0%
▼
-53.2% below sector average
Key checks
Key Insights
- In FY2025, fcf margin increased 3.7% year-over-year.
- Currently 113.8pp below the Financials sector average.
- Peak fcf margin was recorded in FY2022.
- Lowest fcf margin in the period was in FY2021.
Company context
Key Data Points
- Altman Z-Score 1.19 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | FCF MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 100.3% | +3.7% |
| FY2024 | 96.7% | -8.0% |
| FY2023 | 105.1% | -0.9% |
| FY2022 | 106.0% | +82.8% |
| FY2021 | 58.0% | - |
| FY2020 | - | - |
| FY2019 | - | - |
As of FY2025 · SEC 10-K · Updated Mar 28, 2026