Company / Free Cash Flow
OppFi Inc. Free Cash Flow History
FY2019-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Free Cash Flow
$382.2M
FY2025
5-year range
$153.0M / $382.2M
FY2021-FY2025
Trend
+23.0%
vs FY2024
Sector context
#109 of 296
Financials
What the data says
At $382M, OppFi Inc.'s free cash flow ranks #109 of 296 in the Financials sector. Free Cash Flow has increased for 4 consecutive years, from $153M in FY2021 to $382M in FY2025.
Based on SEC 10-K filings.
$382M in FY2025 with a 5-year CAGR of +16.1%.
Improved from $287M to $382M over the past 2 years.
Financials sector context is included.
Free Cash Flow over time
Growth rates
- 3-Year CAGR
- +18.4%
- 5-Year CAGR
- +16.1%
- 10-Year CAGR
- -
Sector benchmark
#109 of 296 in FinancialsTop 37% of 296This company $382.2M Sector average $616.2M
▼
-38.0% below sector average
Key checks
Key Insights
- OppFi Inc.'s free cash flow has grown for 4 consecutive years.
- 5-year CAGR of +16.1%, indicating consistent growth.
- In FY2025, free cash flow increased 23.0% year-over-year.
- Ranks #109 out of 296 companies in the Financials sector.
Company context
Key Data Points
- Altman Z-Score 1.19 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Free Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $382.2M | +23.0% |
| FY2024 | $310.8M | +8.2% |
| FY2023 | $287.2M | +24.8% |
| FY2022 | $230.0M | +50.4% |
| FY2021 | $153.0M | -15.7% |
| FY2020 | $181.4M | +27.5% |
| FY2019 | $142.3M | - |
As of FY2025 · SEC 10-K · Updated Mar 28, 2026