Company / Profit Margin
OppFi Inc. Profit Margin History
FY2019-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Profit Margin
6.9%
FY2025
5-year range
-0.4% / 9.7%
FY2021-FY2025
Trend
+205.8%
vs FY2024
Sector context
#205 of 272
Financials
What the data says
Profit Margin changed +206% YoY in FY2025, a notable deviation from the 6-year average annual change of +116%.
Based on SEC 10-K filings.
6.9% in FY2025 with a 5-year CAGR of -31.8%.
Improved from -0.4% to 6.9% over the past 2 years.
Financials sector context is included.
Profit Margin over time
Growth rates
- 3-Year Change
- +3.6pp
- 5-Year Change
- -31.8pp
- 10-Year Change
- -
Sector benchmark
Bottom 25% in FinancialsTop 75% of 272This company 6.9% Sector average 71.5%
▼
-90.3% below sector average
Key checks
Key Insights
- In FY2025, profit margin increased 205.8% year-over-year.
- Currently 64.6pp below the Financials sector average.
- Peak profit margin was recorded in FY2020.
- Lowest profit margin in the period was in FY2023.
Company context
Key Data Points
- Altman Z-Score 1.19 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Profit MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 6.9% | +205.8% |
| FY2024 | 2.3% | +710.8% |
| FY2023 | -0.4% | -111.3% |
| FY2022 | 3.3% | -66.3% |
| FY2021 | 9.7% | -75.0% |
| FY2020 | 38.7% | +34.8% |
| FY2019 | 28.7% | - |
As of FY2025 · SEC 10-K · Updated Mar 28, 2026