OppFi Inc. Cash Flow Statement
OPFI / Financials|7 years of annual SEC 10-K data (FY2019-FY2025)
Covers operating cash flow, capital expenditures, free cash flow, share buybacks, and dividends paid across 7 fiscal years. All figures from audited SEC 10-K filings.
OppFi Inc. generated $401M in operating cash flow and $382M in free cash flow in FY2025. Free cash flow margin was 100.3% of revenue.
Based on SEC 10-K filings.
Key Data Points
- Altman Z-Score 1.19 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
| Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|
| Net Income | $26.3M | $7.3M | -$1.0M | $7.1M | $25.6M | $77.5M | $33.0M |
| Depreciation & Amortization | $5.2M | $9.6M | $12.7M | $13.6M | $10.3M | $6.7M | $4.3M |
| Operating Cash Flow | $401.3M | $323.8M | $296.1M | $243.3M | $167.3M | $192.1M | $148.9M |
| Capital Expenditures | $19.1M | $13.0M | $9.0M | $13.3M | $14.4M | $10.7M | $6.6M |
| Free Cash Flow | $382.2M | $310.8M | $287.2M | $230.0M | $153.0M | $181.4M | $142.3M |
| Share Buybacks | $15.5M | $3.6M | $0 | $2.5M | $0 | $0 | - |
| Dividends Paid | $6.4M | $2.4M | $0 | $0 | - | - | - |
| FCF Margin | 100.3% | 96.7% | 105.1% | 106.0% | 58.0% | - | - |