OppFi Inc. Income Statement
OPFI / Financials|7 years of annual SEC 10-K data (FY2019-FY2025)
Line items include revenue, cost of goods sold, gross profit, operating expenses, interest, taxes, and net income with per-share data across 7 fiscal years. All figures from audited SEC 10-K filings.
OppFi Inc. reported $381M in revenue and $26M in net income for FY2025. Revenue has grown at a 22.1% compound annual rate over the past 6 years.
Based on SEC 10-K filings.
Key Data Points
- Altman Z-Score 1.19 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
| Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|
| Revenue | $381.2M | $321.5M | $273.2M | $217.0M | $263.7M | $200.2M | $114.9M |
| SG&A Expense | $16.6M | $15.1M | $13.6M | $11.9M | $13.9M | $9.8M | $7.9M |
| Operating Income | $166.7M | $94.5M | $46.4M | -$6.3M | $57.3M | $77.5M | $33.0M |
| Interest Expense | - | - | - | $32.8M | $21.8M | $18.7M | $20.1M |
| Income Tax | $9.9M | $4.2M | $2.3M | -$277.0K | $311.0K | $0 | $0 |
| Net Income | $26.3M | $7.3M | -$1.0M | $7.1M | $25.6M | $77.5M | $33.0M |
| EPS (Basic) | -$0.06 | $0.51 | $1.93 | $0.00 | $0.00 | $0.00 | $0.00 |
| EPS (Diluted) | -$0.06 | $0.05 | $0.48 | $0.00 | $0.00 | $0.00 | $0.00 |
| Shares Outstanding | 16.4M | 84.3M | 84.5M | 13.6M | 0 | 0 | 0 |
| Operating Margin | 43.7% | 29.4% | 17.0% | -2.9% | 21.7% | 38.7% | 28.7% |
| Profit Margin | 6.9% | 2.3% | -0.4% | 3.3% | 9.7% | 38.7% | 28.7% |