Company / Net Income
OppFi Inc. Net Income History
FY2019-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Net Income
$26.3M
FY2025
5-year range
$7.3M / $26.3M
FY2021-FY2025
Trend
+262.8%
vs FY2024
Sector context
#364 of 412
Financials
What the data says
Net Income changed +263% YoY in FY2025, a notable deviation from the 6-year average annual change of +43%.
Based on SEC 10-K filings.
$26M in FY2025 with a 5-year CAGR of -19.4%.
Improved from $26M to $26M over the past 2 years.
Financials sector context is included.
Net Income over time
Growth rates
- 3-Year CAGR
- +1.0%
- 5-Year CAGR
- -19.4%
- 10-Year CAGR
- -
Sector benchmark
Bottom 12% in FinancialsTop 88% of 412This company $26.3M Sector average $1.5B
▼
-98.3% below sector average
Key checks
Key Insights
- 5-year CAGR of -19.4%, indicating a declining trend.
- In FY2025, net income increased 262.8% year-over-year.
- Ranks #364 out of 412 companies in the Financials sector.
- Peak net income was recorded in FY2020.
Company context
Key Data Points
- Altman Z-Score 1.19 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Net IncomeValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $26.3M | +262.8% |
| FY2024 | $7.3M | -71.6% |
| FY2023 | $25.6M | +0.0% |
| FY2022 | $25.6M | +0.0% |
| FY2021 | $25.6M | -67.0% |
| FY2020 | $77.5M | +134.9% |
| FY2019 | $33.0M | - |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026