Company / Return on Assets (ROA)
Enova International, Inc. Return on Assets (ROA) History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Assets (ROA)
4.8%
FY2025
5-year range
1.3% / 10.0%
FY2021-FY2025
Trend
+19.8%
vs FY2024
Sector context
#80 of 402
Financials
What the data says
Enova International, Inc.'s return on assets (roa) of 4.8% is higher than 80% of companies in the Financials sector (FY2025). Return on Assets (ROA) returned to growth in FY2025 after 2 years of decline, reaching 4.8%.
Based on SEC 10-K filings.
4.8% in FY2025 with a 5-year CAGR of +1.4%. Top quartile in the Financials sector.
Declined from 5.6% to 4.8% over the past 2 years.
Financials sector context is included.
Return on Assets (ROA) over time
Growth rates
- 3-Year Change
- -5.2pp
- 5-Year Change
- +1.4pp
- 10-Year Change
- -
Sector benchmark
+72.8% above sector average
Key checks
Key Insights
- In FY2025, return on assets (roa) increased 19.8% year-over-year.
- Currently 2.0pp above the Financials sector average.
- Peak return on assets (roa) was recorded in FY2016.
- Lowest return on assets (roa) in the period was in FY2021.
Company context
Key Data Points
- Altman Z-Score 1.21 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Assets (ROA)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 4.8% | +19.8% |
| FY2024 | 4.0% | -28.8% |
| FY2023 | 5.6% | -44.0% |
| FY2022 | 10.0% | +651.1% |
| FY2021 | 1.3% | -60.1% |
| FY2020 | 3.3% | +42.9% |
| FY2019 | 2.3% | -55.6% |
| FY2018 | 5.3% | +108.3% |
| FY2017 | 2.5% | -77.9% |
| FY2016 | 11.4% | +118.4% |
As of FY2025 · SEC Form 10-K · Last checked Jun 30, 2026