Company / Return on Equity (ROE)
Enova International, Inc. Return on Equity (ROE) History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Equity (ROE)
23.1%
FY2025
5-year range
3.4% / 31.9%
FY2021-FY2025
Trend
+31.8%
vs FY2024
Sector context
#52 of 390
Financials
What the data says
Enova International, Inc.'s return on equity (roe) of 23.1% is higher than 87% of companies in the Financials sector (FY2025). Return on Equity (ROE) returned to growth in FY2025 after 2 years of decline, reaching 23.1%.
Based on SEC 10-K filings.
23.1% in FY2025 with a 5-year CAGR of +15.4%. Top quartile in the Financials sector.
Improved from 20.7% to 23.1% over the past 2 years.
Financials sector context is included.
Return on Equity (ROE) over time
Growth rates
- 3-Year Change
- -8.8pp
- 5-Year Change
- +15.4pp
- 10-Year Change
- -
Sector benchmark
+31.4% above sector average
Key checks
Key Insights
- In FY2025, return on equity (roe) increased 31.8% year-over-year.
- Currently 5.5pp above the Financials sector average.
- Peak return on equity (roe) was recorded in FY2016.
- Lowest return on equity (roe) in the period was in FY2021.
Company context
Key Data Points
- Altman Z-Score 1.21 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Equity (ROE)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 23.1% | +31.8% |
| FY2024 | 17.5% | -15.3% |
| FY2023 | 20.7% | -35.1% |
| FY2022 | 31.9% | +850.7% |
| FY2021 | 3.4% | -56.2% |
| FY2020 | 7.6% | -21.4% |
| FY2019 | 9.7% | -51.8% |
| FY2018 | 20.2% | +94.2% |
| FY2017 | 10.4% | -85.7% |
| FY2016 | 72.5% | +239.5% |
As of FY2025 · SEC Form 10-K · Last checked Jun 30, 2026