Company / Operating Cash Flow
Enova International, Inc. Operating Cash Flow History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Cash Flow
$1.8B
FY2025
5-year range
$471.9M / $1.8B
FY2021-FY2025
Trend
+18.2%
vs FY2024
Sector context
#75 of 413
Financials
What the data says
Enova International, Inc.'s operating cash flow of $1.8B is higher than 82% of companies in the Financials sector (FY2025). Operating Cash Flow has fluctuated over the past 10 years, ranging from $430M in FY2016 to $1.8B in FY2025.
Based on SEC 10-K filings.
$1.8B in FY2025 with a 5-year CAGR of +21.6%. Top quartile in the Financials sector.
Improved from $472M to $1.8B over the past 2 years.
Financials sector context is included.
Operating Cash Flow over time
Growth rates
- 3-Year CAGR
- +34.9%
- 5-Year CAGR
- +21.6%
- 10-Year CAGR
- -
Sector benchmark
+185.9% above sector average
Key checks
Key Insights
- 5-year CAGR of +21.6%, indicating consistent growth.
- In FY2025, operating cash flow increased 18.2% year-over-year.
- Ranks #75 out of 413 companies in the Financials sector.
- Lowest operating cash flow in the period was in FY2016.
Company context
Key Data Points
- Altman Z-Score 1.21 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $1.8B | +18.2% |
| FY2024 | $1.5B | +226.1% |
| FY2023 | $471.9M | -36.3% |
| FY2022 | $740.9M | -12.7% |
| FY2021 | $848.6M | +23.9% |
| FY2020 | $684.8M | -19.3% |
| FY2019 | $848.6M | +23.9% |
| FY2018 | $684.8M | +53.1% |
| FY2017 | $447.2M | +4.0% |
| FY2016 | $429.9M | +51.4% |
As of FY2025 · SEC Form 10-K · Last checked Jun 30, 2026