Encore Capital Group, Inc. Income Statement
ECPG / Financials|15 years of annual SEC 10-K data (FY2011-FY2025)
Line items include revenue, cost of goods sold, gross profit, operating expenses, interest, taxes, and net income with per-share data across 15 fiscal years. All figures from audited SEC 10-K filings.
Encore Capital Group, Inc. reported $1.8B in revenue and $257M in net income for FY2025. Revenue has grown at a 10.3% compound annual rate over the past 14 years.
Based on SEC 10-K filings.
Key Data Points
- Altman Z-Score 0.96 (distress zone, below 1.8 threshold)
- Negative profit margin: -10.6%
Data sourced from SEC EDGAR filings. Not investment advice.
| Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.8B | $1.3B | $1.2B | $1.4B | $1.6B | $1.5B | $1.4B | $1.3B | $1.1B | $1.1B | $1.1B | $1.0B | $773.4M | $556.8M | $448.7M |
| SG&A Expense | $165.9M | $163.8M | $144.9M | $145.8M | $137.7M | $149.1M | $148.3M | $158.4M | $158.1M | $134.0M | $191.4M | $140.0M | $109.7M | $61.8M | $39.8M |
| Operating Income | $626.6M | $157.3M | $16.5M | $462.2M | $633.3M | $533.6M | $446.3M | $405.3M | $324.5M | $241.5M | $282.3M | $308.5M | $198.4M | $155.1M | $120.2M |
| Interest Expense | - | - | $201.9M | $153.3M | $169.6M | $209.4M | $217.8M | $237.4M | $204.2M | $198.4M | $186.6M | $166.9M | $73.3M | $25.6M | $21.1M |
| Income Tax | $79.3M | $43.0M | $26.2M | $116.4M | $85.3M | $70.4M | $32.3M | $46.8M | $52.0M | $38.2M | $27.2M | $48.6M | $45.4M | $51.8M | $38.1M |
| Net Income | $256.8M | -$139.2M | -$206.5M | $194.6M | $350.8M | $211.8M | $167.9M | $115.9M | $83.2M | $76.6M | $45.1M | $103.7M | $75.3M | $69.5M | $61.0M |
| EPS (Basic) | -$8.72 | $8.06 | $11.64 | $6.74 | $5.38 | $4.09 | $3.20 | $2.98 | $1.75 | $4.01 | $3.05 | $2.80 | $2.48 | $0.46 | $1.42 |
| EPS (Diluted) | -$8.72 | $7.46 | $11.26 | $6.68 | $5.33 | $4.06 | $3.15 | $2.96 | $1.69 | $3.77 | $2.87 | $2.69 | $2.37 | $0.44 | $1.37 |
| Shares Outstanding | 23.7M | 23.5M | 23.3M | 24.5M | 31.3M | 31.1M | 30.9M | 25.8M | 25.6M | 25.3M | 25.8M | 25.5M | 23.2M | 24.5M | 24.0M |
| Operating Margin | 35.4% | 11.9% | 1.4% | 33.1% | 39.2% | 35.5% | 31.8% | 30.7% | 28.3% | 21.7% | 25.0% | 29.6% | 25.7% | 27.9% | 26.8% |
| Profit Margin | 14.5% | -10.6% | -16.9% | 13.9% | 21.7% | 14.1% | 11.9% | 8.8% | 7.3% | 6.9% | 4.0% | 9.9% | 9.7% | 12.5% | 13.6% |