Encore Capital Group, Inc. Financial Ratios
ECPG / Financials|FY2025 SEC 10-K data
Includes DuPont ROE decomposition, profitability margins, liquidity ratios, solvency indicators, and earnings quality analysis. All ratios calculated from FY2025 SEC 10-K data.
Key Data Points
- Altman Z-Score 0.96 (distress zone, below 1.8 threshold)
- Negative profit margin: -10.6%
Data sourced from SEC EDGAR filings. Not investment advice.
DuPont ROE Decomposition (FY2025)
Return on Equity
26.3%
Profit Margin
14.5%
Net Income / Revenue
Asset Turnover
0.33
Revenue / Total Assets
Equity Multiplier
5.47
Total Assets / Equity
Composite: 26.3% (reported: 26.3%)
Profitability
Liquidity
Current Ratio
-
Quick Ratio
-
Solvency
Interest Coverage
-
Efficiency
Asset Turnover
0.33
Inventory Turnover
-
Days Sales Outstanding
-
As of FY2025 · SEC 10-K · Updated Feb 28, 2026
Earnings Quality
Accrual Ratio
+2.1%
+8.2pp YoY
Earnings are roughly in line with operating cash flow.
Note: For financial institutions, operating cash flow includes lending activities, which makes this ratio less comparable to non-financial companies.
This metric is for informational purposes only and does not constitute investment advice. Data sourced from SEC EDGAR filings; updates may be delayed.