Company / Net Income
Encore Capital Group, Inc. Net Income History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Net Income
$256.8M
FY2025
5-year range
-$206.5M / $351.2M
FY2021-FY2025
Trend
+284.4%
vs FY2024
Sector context
#184 of 408
Financials
What the data says
Net Income changed +284% YoY in FY2025, a notable deviation from the 9-year average annual change of +32%.
Based on SEC 10-K filings.
$257M in FY2025 with a 5-year CAGR of +17.3%.
Improved from -$206M to $257M over the past 2 years.
Financials sector context is included.
Net Income over time
Growth rates
- 3-Year CAGR
- +9.7%
- 5-Year CAGR
- +17.3%
- 10-Year CAGR
- -
Sector benchmark
#184 of 408 in FinancialsTop 45% of 408This company $256.8M Sector average $1.5B
▼
-83.4% below sector average
Key checks
Key Insights
- 5-year CAGR of +17.3%, indicating consistent growth.
- In FY2025, net income increased 284.4% year-over-year.
- Ranks #184 out of 408 companies in the Financials sector.
- Peak net income was recorded in FY2021.
Company context
Key Data Points
- Altman Z-Score 0.96 (distress zone, below 1.8 threshold)
- Negative profit margin: -10.6%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Net IncomeValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $256.8M | +284.4% |
| FY2024 | -$139.2M | +32.6% |
| FY2023 | -$206.5M | -206.1% |
| FY2022 | $194.6M | -44.6% |
| FY2021 | $351.2M | +203.1% |
| FY2020 | $115.9M | +39.2% |
| FY2019 | $83.2M | +8.7% |
| FY2018 | $76.6M | -8.0% |
| FY2017 | $83.2M | -19.8% |
| FY2016 | $103.7M | +129.8% |
As of FY2025 · SEC 10-K · Updated Jul 4, 2026