Company / Operating Income
Encore Capital Group, Inc. Operating Income History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Income
$626.6M
FY2025
5-year range
$16.5M / $633.3M
FY2021-FY2025
Trend
+298.3%
vs FY2024
Sector context
#36 of 116
Financials
What the data says
Operating Income changed +298% YoY in FY2025, a notable deviation from the 9-year average annual change of +126%.
Based on SEC 10-K filings.
$627M in FY2025 with a 5-year CAGR of +3.3%.
Improved from $17M to $627M over the past 2 years.
Financials sector context is included.
Operating Income over time
Growth rates
- 3-Year CAGR
- +10.7%
- 5-Year CAGR
- +3.3%
- 10-Year CAGR
- -
Sector benchmark
#36 of 116 in FinancialsTop 31% of 116This company $626.6M Sector average $1.1B
▼
-45.2% below sector average
Key checks
Key Insights
- 5-year CAGR of +3.3%, indicating consistent growth.
- In FY2025, operating income increased 298.3% year-over-year.
- Ranks #36 out of 116 companies in the Financials sector.
- Peak operating income was recorded in FY2021.
Company context
Key Data Points
- Altman Z-Score 0.96 (distress zone, below 1.8 threshold)
- Negative profit margin: -10.6%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating IncomeValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $626.6M | +298.3% |
| FY2024 | $157.3M | +851.5% |
| FY2023 | $16.5M | -96.4% |
| FY2022 | $462.2M | -27.0% |
| FY2021 | $633.3M | +18.7% |
| FY2020 | $533.6M | +19.5% |
| FY2019 | $446.3M | +10.1% |
| FY2018 | $405.3M | +24.9% |
| FY2017 | $324.5M | +34.4% |
| FY2016 | $241.5M | -14.4% |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026