Company / Profit Margin
Encore Capital Group, Inc. Profit Margin History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Profit Margin
14.5%
FY2025
5-year range
-16.9% / 21.7%
FY2021-FY2025
Trend
+237.2%
vs FY2024
Sector context
#147 of 272
Financials
What the data says
Profit Margin changed +237% YoY in FY2025, a notable deviation from the 9-year average annual change of +17%.
Based on SEC 10-K filings.
14.5% in FY2025 with a 5-year CAGR of +0.4%.
Improved from -16.9% to 14.5% over the past 2 years.
Financials sector context is included.
Profit Margin over time
Growth rates
- 3-Year Change
- +0.6pp
- 5-Year Change
- +0.4pp
- 10-Year Change
- -
Sector benchmark
#147 of 272 in FinancialsTop 54% of 272This company 14.5% Sector average 71.5%
▼
-79.7% below sector average
Key checks
Key Insights
- In FY2025, profit margin increased 237.2% year-over-year.
- Currently 57.0pp below the Financials sector average.
- Peak profit margin was recorded in FY2021.
- Lowest profit margin in the period was in FY2023.
Company context
Key Data Points
- Altman Z-Score 0.96 (distress zone, below 1.8 threshold)
- Negative profit margin: -10.6%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Profit MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 14.5% | +237.2% |
| FY2024 | -10.6% | +37.4% |
| FY2023 | -16.9% | -221.4% |
| FY2022 | 13.9% | -36.0% |
| FY2021 | 21.7% | +54.0% |
| FY2020 | 14.1% | +18.2% |
| FY2019 | 11.9% | +36.0% |
| FY2018 | 8.8% | +20.9% |
| FY2017 | 7.3% | +5.5% |
| FY2016 | 6.9% | +72.4% |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026